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Health Insurance Information for 2013-2014
Old Dominion University recommends that all students have adequate health insurace coverage to cover services beyond the scope of the campus health center. The University does not sponsor a group student health insurance plan, but provides resources for students to search for individual health insurance plans. If you are not covered by a group plan (parents, spouse, or employer sponsored), here is some information that may assist you in searching for an individual or family plan. It is important to read carefully and consider all of your options when making a decision about purchasing health insurance for yourself or your family. Make sure you get a thorough explanation of benefits that are covered, any plan exclusions or limitations, whether you are required to use a network of providers, plan maximum, deductibles and copays and whether there is an out-of-pocket annual maximum.
Web Sites that may be of assistance:
Visit websites below to assist you in searching for individual health insurance plans:
Federal Health Care Reform Information
Additional options for student health insurance coverage include:
- Adult dependents being covered under their parent's health insurance until age 26.
- The federally-run Pre-Existing Condition Insurance Plan (PCIP) has suspended acceptance of new enrollment applications until further notice. PCIP will continue providing coverage to more than 100,000 people currently enrolled nationwide. We encourage you to visit http://finder.healthcare.gov to explore your other heath care options. See: http://www.pciplan.com/applicants/eligibility.html for more information.
Health Insurance the Marketplace
In 2014, insurance exchanges will be set up to offer health insurance choices. Individuals can no longer be discriminated against based on a pre-existing condition. Applications begin October 1, 2013 for coverage starting January 1, 2014. For more information, see www.HealthCare.gov.
Medicaid in Virginia
Medicaid offers health and long-term care coverage to some people with limited income. This includes children and parents, pregnant women, people with disabilities and seniors. Eligibility for Medicaid in Virginia is based on a combination of financial and non-financial requirements. To apply for Virginia Medicaid, contact the Department of Social Services (DSS) in the city or county where you live. See www.dss.virginia.gov/localagency. For more information on Medicaid and the Children's Health Insurance Program (CHIP), see http://www.dmas.virginia.gov/content_pgs/rcp-home.aspx and click on Client Services.
International students with specific questions regarding health insurance should contact the Office of International Student and Scholar Services at (757) 683-4756. Insurance information for International students is located at http://ww2.odu.edu/ao/isss/resources/health_req.shtml
Old Dominion University does not endorse any specific health insurance plan, nor do we offer legal advice regarding health insurance. Students with specific questions that are not answered by the above web sites can contact Jenny Foss, Director of Student Health Services at (757) 683-3132, or via email at email@example.com.